:root{--primary: #0b5cad;--primary-dark: #0a2f57;--accent: #f28c28;--text: #1d2733;--muted: #5d6b7a;--bg-soft: #f3f7fb;--border: #e1e8f0;--success: #1f7a4d;--danger: #b42318;--radius: 14px}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;color:var(--text);line-height:1.6;background:#fff}a{color:var(--primary)}h1,h2,h3{line-height:1.2;color:var(--primary-dark)}.container{width:100%;max-width:1120px;margin:0 auto;padding-left:1.25rem;padding-right:1.25rem}.section{padding:4rem 0}.section-soft{background:var(--bg-soft)}.section-title{font-size:clamp(1.6rem,3vw,2.2rem);margin:0 0 .5rem}.section-lead{color:var(--muted);max-width:640px;margin:0 0 2.5rem}.page-hero{background:linear-gradient(135deg,var(--primary-dark),var(--primary));color:#fff;padding:3.5rem 0}.page-hero h1{color:#fff;margin:0 0 .5rem;font-size:clamp(1.8rem,4vw,2.6rem)}.page-hero p{margin:0;color:#d6e2f0;max-width:640px}.btn{display:inline-block;padding:.8rem 1.4rem;border-radius:10px;border:2px solid transparent;font:inherit;font-weight:600;text-decoration:none;cursor:pointer;transition:transform .15s ease,background .15s ease}.btn:hover{transform:translateY(-1px)}.btn:disabled{opacity:.6;cursor:not-allowed;transform:none}.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:#d9771a}.btn-outline{border-color:#fff;color:#fff}.btn-outline:hover{background:#ffffff1f}.btn-sm{padding:.5rem 1rem;font-size:.95rem}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.75rem;box-shadow:0 6px 20px #0a2f570f}.grid-2{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem}.icon{width:44px;height:44px;padding:10px;border-radius:12px;background:var(--bg-soft);stroke:var(--primary);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.check-list{list-style:none;padding:0;margin:1rem 0 0}.check-list li{position:relative;padding-left:1.6rem;margin-bottom:.4rem}.check-list li:before{content:"";position:absolute;left:0;top:.55em;width:.7rem;height:.4rem;border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(-45deg)}.cta-band{background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;border-radius:var(--radius);padding:2.5rem;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.5rem}.cta-band h2{color:#fff;margin:0 0 .25rem}.cta-band p{margin:0;color:#d6e2f0}